Home Products & Services

China Merchants Bank Private Banking force, family trust business matures-rewrite攻略�

China Merchants Bank Private Banking force family trust business matures, Sina fund exposure platform: letter Phi lag false propaganda, performance is lower than the same kind of products for a long time, buy fund by pit how to do? Click on [I want to complain], Sina help you expose them! At present, the top wealth goal of China’s rich people has shifted from "creating more wealth" to "wealth protection", and more than 1/3 of high net worth people begin to consider the inheritance of wealth. Family trust with Chinese legal support, family trust has been very mature outside the country, this wealth inheritance way, in the family wealth management, family business governance, wealth security and flexible inheritance and other aspects have unique advantages. In June 2012, China Merchants Bank has officially started the design of wealth inheritance family trust, and innovatively designed a wealth inheritance family trust that conforms to the current legal framework. It has been running for 4 years. Effective avoidance of risks and reasonable inheritance of wealth family trust include two major strengths: risk isolation and family wealth inheritance. To build a firewall through the trust framework between the enterprise assets and personal wealth, while the inheritance of property and the existing asset stripping, can avoid the risk of future business encounter personal wealth, it can avoid the influence of marriage and family changes to make the business and personal assets. On the other hand, the rational arrangement of wealth is made through family trust. In addition, the family trust business has a good planning effect for inheritance tax and gift tax. The "irrevocable" trust is more effective. The family trust issued by China Merchants Bank is an irrevocable trust. From the general analysis, the irrevocable trust is better than the revocable trust in the legal effect and risk isolation. As personalized customization, the duration of the family trust varies from 30 to 50 years. In the initial stage of the establishment of family trust, the client may propose some profit targets or investment strategies for the trust asset investment. As a financial consultant, the Bank of China will propose the asset allocation proposal accordingly, and the decision Committee and trustee will be implemented. Through professional wealth management, use and distribution, wealth preservation and appreciation can be achieved, leaving more assets to the family. Provide tax and legal consulting services of China Merchants Bank Private Bank home studio joint global well-known accounting firms, within the scope of the tax law and the legal premise, to provide exclusive consulting and tax services for customers, through the comprehensive planning of customers home and business management, investment and financing activities, to help customers get legitimate tax benefit. On this basis, the family studio can also provide legal advice to customers, in order to deal with marital property and the needs of children inheritance. China Merchants Bank in conjunction with the CMB international, Wing Lung Bank, Hongkong branch of the establishment of cross-border financial services platform and open global wealth management platform, investment transactions and product platform, provide overseas investment experience and global asset allocation scheme for customer. Enter Sina Financial shares] discussion

招行私人银行发力家族信托 业务日臻成熟 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   当前中国富裕人士的首要财富目标已经由“创造更多财富”转向“财富保障”,三分之一以上高净值人士开始考虑财富传承。   家族信托具备中国法律支持   家族信托在境外已经非常成熟,这种财富传承方式,在家庭财富管理、家族企业治理,财富安全保障与灵活传承等方面有独特优势。   招行在2012年6月已正式启动财富传承家族信托的设计,创新性地设计出符合现行法律架构的财富传承家族信托,时至今日已运行4年时间。   有效规避风险,合理传承财富   家族信托包含两大强项——风险隔离和家族财富传承。通过信托框架在企业资产与个人财富之间建立防火墙,同时将传承财产与现有资产剥离,既可以避免未来企业经营遇到的风险影响个人财富,也可以避免婚姻家庭等变故对企业经营和个人资产造成的影响。另一方面,通过家族信托对财富进行合理的制度安排。此外,家族信托业务对于遗产税和赠与税有较好的筹划效果。   “不可撤销”信托效力更强   招行推出的家族信托属于不可撤销信托,从一般状况分析,不可撤销信托在法律效力与风险隔离上要强于可撤销信托。作为个性化定制,家族信托的具体期限也从30年到50年不等。在家族信托设立初期,委托人可就信托资产投资提出一定的收益目标或投资策略,招行作为财务顾问会据此提出资产配置方案建议,取得决策委员会和受托人通过后施行。通过专业的财富管理、运用及分配,可以实现财富的保值和增值,留给家人更多资产。   提供税务及法律咨询服务   招商银行私人银行家庭工作室联合全球知名会计师事务所,在税法规定的范围内及合法前提下,为客户提供专属税务咨询与筹划服务,通过对客户家庭和企业的经营、投资、理财活动的综合规划,帮助客户获得合理合法的节税收益。在此基础上,家庭工作室还可以为客户提供法律咨询,以应对婚姻财产及子女传承的需求。   招行联同招银国际、永隆银行、香港分行建立跨境金融服务平台和开放式全球财富管理平台、投资交易和产品平台,为客户提供境外投资体验和全球资产配置方案。 进入【新浪财经股吧】讨论相关的主题文章: